ECB publishes consolidated banking data for end-September 2025

The European Central Bank (ECB) has published consolidated banking data as at end-September 2025, covering 336 banking groups, 2,289 stand-alone credit institutions, and non-EU subsidiaries operating in the EU. The data represent nearly 100% of the EU banking sector’s balance sheet.

The aggregate total assets of EU-headquartered credit institutions increased by 0.95%, from €33.12 trillion in September 2024 to €33.44 trillion in September 2025.

During the same period, the non-performing loans ratio of EU credit institutions increased by 0.01 percentage points to 1.97% in September 2025.

The average return on equity was 7.41%, and the Common Equity Tier 1 ratio stood at 16.43% in September 2025.

The dataset includes indicators on profitability, efficiency, balance sheet composition, liquidity, asset quality, capital adequacy, and solvency, based on International Financial Reporting Standards and European Banking Authority standards, with some data based on national standards for smaller institutions.

The published figures also include revisions to past data. For media inquiries, contact Benoit Deeg at +49 69 1344 95686.

More information is available on the official ECB website: ECB press release.