ESA’s joint committee emphasizes digitalisation, cyber resilience, and sustainable finance for 2025

The Joint Committee of the European Supervisory Authorities (EBA, EIOPA, and ESMA) published its Annual Report for 2025, outlining key priorities and achievements for the year.

In 2025, the committee focused on protecting consumers in digital financial markets, strengthening operational and cyber resilience through the Digital Operational Resilience Act (DORA), improving sustainable finance disclosures, and enhancing cross-sectoral risk monitoring.

Chaired by the European Insurance and Occupational Pensions Authority (EIOPA), the committee continued to support cooperation and information exchange between the ESAs, the European Commission, and the European Systemic Risk Board (ESRB).

The committee also advanced initiatives to improve the EU securitisation framework, progress on the European Single Access Point (ESAP), and support financial innovation via the European Forum for Innovation Facilitators (EFIF).

Aligned with European Commission priorities, it contributed to simplifying the EU financial regulatory framework and reducing complexity, particularly in sustainable finance and packaged retail and insurance-based investment products (PRIIPs).

The Joint Committee aims to strengthen cooperation among the European Banking Authority (EBA), European Insurance and Occupational Pensions Authority (EIOPA), and European Securities and Markets Authority (ESMA), promoting consistent supervisory practices across the EU in a context of digitalisation and financial innovation.